In general, health insurance is a way to pay for your medical bills and health care costs. Most people can't pay for all of their health care out of their pocket and only write it down on a debit or credit card.
Health insurance can make it easier to pay your health bills and help you get the care you need. You can also get the best information about massmutual whole life insurance rates through the web.
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If you have health insurance, your medical bills go to your health insurance company first. You then pay part or all of the bill according to the plan details.
In a sense, health insurance is very similar to car insurance. If your car is in a serious accident and requires a lot of work to repair – or if you need to replace it completely with a new car, auto insurance will cover some or all of the costs.
Unlike car insurance, however, health insurance covers more than just the cost of a serious accident. Health insurance often includes annual checkups, vaccinations, health care, and other "routine care" of the mind and body.
Even if you do not have your health insurance benefits, your premiums will be used for benefits and other people's health care in your plan. And one day when you are sick and need help paying your medical bills, the rest of your plan will help you in the same way.